Federal Register Affiliate Marketing Rule

Proposed Rule

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Affiliate Marketing Rule

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Federal Transactions Committee AGENCY CFR 16 CFR 680 Provision Register 85 FR 59466 Document number 2020-19174 Document type Rule proposal page 594666-59469 (page 4) Published 2020/09/22 Rin 3084-AB63

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Opinion submission deadline 2020/12/07 The deadline for submitting an opinion is December 7, 2020.

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Document
action
overview
date
address
contact address
Additional Information
I. Background
Α. Affiliate marketing rules
B. Dod Frank Law
II. Technical change corresponding to the law revision by the Dodd Frank Law
Review of regulations on subsidiary marketing rules
IV. Opinions recruitment
V. Opinion recruitment
VI. Contact from outside officials to the committee or the advisor
Law to reduce government office work
VIII. Regulation Flexible Law
Α. Explanation of the reasons for proposals
Β. Outline of the purpose and legal basis of the proposed rules
Γ. Explanation of small businesses that apply proposed rules
D. Prediction of reports, record management, and other compliance requirements, including the categories of small businesses and the specialized skills necessary for compliance
Ε. Identification of the federal rules that are duplicate, duplicate, or violent
F. Explanation of important alternatives of proposed rules
IX. Proposed rules
16 CFR Part 680 topic list
Part 680 "Employment Marketing
footnote

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Title	Document Identifier	Comments
The FTC invites comments on amendments to the Affiliate Marketing Rule (16 CFR Part 680, case number P205408).	FTC-2020-0067-0001	6

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FTC Seek Comments on Amendment to the Affiliate Marketing Rule, 16 CFR part 680, Matter No. P205408

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Federal Trade Commission

16 CFR Part 680
RIN 3084-AB63

AGENCY:

Federal Trade Commission

ACTION:

Notice of Proposed Rulemaking - Request for Public Comment

SUMMARY:

The Federal Trade Commission ("FTC" or "Commission") is seeking public comment on the Affiliate Marketing Rule as part of the FTC's systematic review of all current Commission regulations and guidance. In addition, the FTC is proposing to amend the rule to accommodate the Dodd-Frank Act amendments to the Fair Credit Reporting Act (FCRA).

DATES:

Comments are due by December 7, 2020.

ADDRESSES:

Interested parties may submit comments online or on paper in accordance with the Request for Comments section in the Supplementary Information section below. Please submit your comments online by writing "Amendments to the Affiliate Marketing Rules, 16 CFR Part 680, No. Project P205408" in the comments section and following the instructions in the web form at https://www. regulations. gov. If you would prefer to submit your comments in writing, please send them to: Federal Trade Commission, Office of the Secretary, 600 Pennsylvania Avenue NW, Suite CC-5610 (Appendix B), Washington, DC 20580, or submit your comments to: Federal Trade Commission, Office of the Secretary, Constitution Center, 400 7th Street SW, 5th Floor, Suite 5610 (Appendix B), Washington, DC 20024.

FOR FURTHER INFORMATION CONTACT:

Federal Trade Commission, Office of Consumer Protection, Privacy and Identity Protection Division, David Lincicum (202-326-2773), 600 Pennsylvania Avenue NW, Washington, DC 20580.

SUPPLEMENTARY INFORMATION:

I. Background

A. The Affiliate Marketing Rule

In 2003, the law on fair and accurate margin transactions ("FACT") was signed on December 4, 2003. Article 214 of the Public Law 108-159 and 117 Stat. Fact Act has newly added Article 624 to FCRA. This provision gives consumers the right to restrict the consumers using specific information obtained from affiliates. Article 624 generally gives consumers (in a simple way), giving consumers (in a simple way) when individuals receive specific consumer qualitative information from an affiliated company. As long as it is not exempted, the individual stipulates that the information must not solicit the product or service of the consumer. The law also stipulates that Article 624 is not applied to those who use the aptitude information for the following purposes: (1) to solicit consumers in existing trading relationships. (2) In order to provide services to other affiliated companies under certain circumstances, (3) (4) Approved or requested invitations to be approved or requested by consumers to respond to communications started by consumers. Turning. Exemption from FCRA's affiliated company sharing (15 U. S. C. 1681a (2) (A) (III)) and Gram Reach Brillie ("GLBA") (15 U. S. C. 6801 et Seq.) In each case, Article 624 stipulates that consumer affiliated company marketing exemption selection must be valid for at least five years (printing page 59467). After the expiration of the exemption period, consumers must have the opportunity to receive renewal notifications and renew their exemption before they become available to solicit the information obtained from affiliates to consumers. On October 30, 2007, the Federal Trade Commission announced the Affiliate Marketing Rules (16 CFR Part 680) to carry out Article 624. [1] The Law on Fair and Accurate Tradition ("FACT Law") was signed on December 4, 2003. Article 214 of the Public Law 108-159 and 117 Stat. Fact Act has newly added Article 624 to FCRA. This provision gives consumers the right to restrict the consumers using specific information obtained from affiliates. Article 624 generally gives consumers (in a simple way), giving consumers (in a simple way) when individuals receive specific consumer qualitative information from an affiliated company. As long as it is not exempted, the individual stipulates that the information must not solicit the product or service of the consumer. The law also stipulates that Article 624 is not applied to those who use the aptitude information for the following purposes: (1) to solicit consumers in existing trading relationships. (2) In order to provide services to other affiliated companies under certain circumstances, (3) (4) Approved or requested invitations to be approved or requested by consumers to respond to communications started by consumers. Turning. Exemption from FCRA's affiliated company sharing (15 U. S. C. 1681a (2) (A) (III)) and Gram Reach Brillie ("GLBA") (15 U. S. C. 6801 et Seq.) In each case, Article 624 stipulates that consumer affiliated company marketing exemption selection must be valid for at least five years (printing page 59467). After the expiration of the exemption period, consumers must have the opportunity to receive renewal notifications and renew their exemption before they become available to solicit the information obtained from affiliates to consumers. On October 30, 2007, the Federal Trade Commission announced the Affiliate Marketing Rules (16 CFR Part 680) to carry out Article 624. [1] The 2003 fair and accurate margin trading law ("FACT") was signed on December 4, 2003. Article 214 of the Public Law 108-159 and 117 Stat. Fact Act has newly added Article 624 to FCRA. This provision gives consumers the right to restrict the consumers using specific information obtained from affiliates. Article 624 generally gives consumers (in a simple way), giving consumers (in a simple way) when individuals receive specific consumer qualitative information from an affiliated company. As long as it is not exempted, the individual stipulates that the information must not solicit the product or service of the consumer. The law also stipulates that Article 624 is not applied to those who use the aptitude information for the following purposes: (1) to solicit consumers in existing trading relationships. (2) In order to provide services to other affiliated companies under certain circumstances, (3) (4) Approved or requested invitations to be approved or requested by consumers to respond to communications started by consumers. Turning. Exemption from FCRA's affiliated company sharing (15 U. S. C. 1681a (2) (A) (III)) and Gram Reach Brillie ("GLBA") (15 U. S. C. 6801 et Seq.) In each case, Article 624 stipulates that consumer affiliated company marketing exemption selection must be valid for at least five years (printing page 59467). After the expiration of the exemption period, consumers must have the opportunity to receive renewal notifications and renew their exemption before they become available to solicit the information obtained from affiliates to consumers. On October 30, 2007, the Federal Trade Commission announced the Affiliate Marketing Rules (16 CFR Part 680) to carry out Article 624. [1]

B. Dodd-Frank Act

Dodd Frank Consumer Reform and Protection Law ("Dod Dod Frank Law") was signed in 2010. [2] Dodd Frank has greatly changed the federal government's legal framework for financial services. Among them, the Dodd Frank Law has transferred to the European Committee's rules for part of the FCRA to the Consumer Finance Protection Bureau (CFPB). [As a result, in 2012, the European Commission excluded several FCRA rules replaced by CFPB's rules. [4] FTC is a car dealer (hereinafter referred to as the Lord (hereinafter referred to as the sales, services, car leasing and services, or both in Article 1029 (a) of the Dodd Frank Law [5]. As far as applicable to the "car dealer"), it maintains the authority of other rules issued based on the law. [6] The rules that the FTC holds the rules permissions includes the affiliate marketing rules and now applies only to car dealers. [7] No n-car dealers apply a su b-part C of CFPB rule V, which is substantially similar to the committee's rules. [8]

II. Technical Changes To Correspond to Statutory Changes Resulting From the Dodd-Frank Act

The European Commission promulgated the Affiliate Marketing Rules was the time when they had the authority to enact the rules for a widespread corporate group. The Dodd Frank Law did not change the authority of the European Commission on the Affiliate Marketing Rules, but restricted the rules of the European Commission on the Regulation. Currently, only car dealers are targeted. The amendment of the Dodd Frank Law requires technical revision of partner sales rules to prevent the rules from contradicting the revised FCRA. Therefore, the European Commission proposes the amendment of the affiliate marketing rules to properly reflect the scope of the rules.

The amendment of Article 680. 1 (B) is limited to the entrepreneurs excluded from the jurisdiction of the Affiliate Marketing Rules, as described in the Dodd Frank Act. 。 [9] This is done by replacing the "individual" in a broad sense with the term "car dealer" defined in the revised §680. 3. Dodod Frank Reform and Protection Law (Dodd Frank Law) was signed in 2010. [2] Dodd Frank has greatly changed the federal government's legal framework for financial services. Among them, the Dodd Frank Law has transferred to the European Committee's rules for part of the FCRA to the Consumer Finance Protection Bureau (CFPB). [As a result, in 2012, the European Commission excluded several FCRA rules replaced by CFPB's rules. [4] FTC is a car dealer (hereinafter referred to as the Lord (hereinafter referred to as the sales, services, car leasing and services, or both in Article 1029 (a) of the Dodd Frank Law [5]. As far as applicable to the "car dealer"), it maintains the authority of other rules issued based on the law. [6] The rules that the FTC holds the rules permissions includes the affiliate marketing rules and now applies only to car dealers. [7] No n-car dealers apply a su b-part C of CFPB rule V, which is substantially similar to the committee's rules. [8]

The amendment of Article 680. 1 (B) is limited to the entrepreneurs excluded from the jurisdiction of the Affiliate Marketing Rules, as described in the Dodd Frank Act. 。 [9] This is done by replacing the "individual" in a broad sense with the term "car dealer" defined in the revised §680. 3. Dodd Frank Consumer Reform and Protection Law ("Dod Dod Frank Law") was signed in 2010. [2] Dodd Frank has greatly changed the federal government's legal framework for financial services. Among them, the Dodd Frank Law has transferred to the European Committee's rules for part of the FCRA to the Consumer Finance Protection Bureau (CFPB). [As a result, in 2012, the European Commission excluded several FCRA rules replaced by CFPB's rules. [4] FTC is a car dealer (hereinafter referred to as the Lord (hereinafter referred to as the sales, services, car leasing and services, or both in Article 1029 (a) of the Dodd Frank Law [5]. As far as applicable to the "car dealer"), it maintains the authority of other rules issued based on the law. [6] The rules that the FTC holds the rules permissions includes the affiliate marketing rules and now applies only to car dealers. [7] No n-car dealers apply a su b-part C of CFPB rule V, which is substantially similar to the committee's rules. [8]

III. Regulatory Review of the Affiliate Marketing Rule

IV. Issues for Comment

Article 680. 3 amendments have added the definition of a "car dealer" and defined the car dealer as an entity that has been excluded from the jurisdiction of the Consumer Finance Protection Bureau, as described in the Dodd Frank Law. I am. [10] In addition, in this amendment, the term "you" is corrected (see ID. 680. 3 (m)) so that it refers to a car dealer.

This amended proposal does not change the substantial provisions or provisions of the rules, but these provisions and examples are not the rules of the European Commission, but the car dealers other than the CFPB rules. Even if it is, it does not change the substantial and provisions of the rules. The main reasons for maintaining these provisions and examples are that they deal with the relationship between a car dealer who is subject to the rules and a subsidiary that may not be a car dealer. The obligations and exceptions stipulated in the rules are consumers, actions, and sides of all related companies, including both automotive dealers and no n-car dealers. In order for the rules to be applied meaningfully, even if the rules are not directly applied, they must be used to both types of businesses. This is because the European Commission's affiliated company marketing rules and the CFPB rules are substantially similar, and the same obligations and exemptions are imposed on the target business.

In addition to proposing the above changes, the European Commission is seeking information on the costs and benefits of the rules, regulations and economic impacts. In accordance with the practice of reviewing all rules and guidance regularly, the European Commission has a change of technology, a change in business models, or whether the revision of the law is justified or abolished the rules. I'm trying to check. As part of this review, the European Commission is particularly seeking the economic and benefits of affiliate marketing rules. Affiliate marketing rules, state laws, local laws, other federal laws or regulations, and changes in the affiliate marketing rules are the potential conflict, technical, economic, and other industries. The amended proposal of Article 680. 3 has the definition of a "car dealer" and has been excluded from the jurisdiction of the Consumer Finance Protection Bureau, as described in the Dodd Frank Law. It is defined as. [10] In addition, in this amendment, the term "you" is corrected (see ID. 680. 3 (m)) so that it refers to a car dealer.

In addition to proposing the above changes, the European Commission is seeking information on the costs and benefits of the rules, regulations and economic impacts. In accordance with the practice of reviewing all rules and guidance regularly, the European Commission has a change of technology, a change in business models, or whether the revision of the law is justified or abolished the rules. I'm trying to check. As part of this review, the European Commission is particularly seeking the economic and benefits of affiliate marketing rules. Affiliate marketing rules, state laws, local laws, other federal laws or regulations, and changes in the affiliate marketing rules are the potential conflict, technical, economic, and other industries. Article 680. 3 amendments have added the definition of a "car dealer" and defined the car dealer as an entity that has been excluded from the jurisdiction of the Consumer Finance Protection Bureau, as described in the Dodd Frank Law. I am. [10] In addition, in this amendment, the term "you" is corrected (see ID. 680. 3 (m)) so that it refers to a car dealer.

1. Is there a specific clause for the affiliate marketing rules continuously? Why or why not?

2. What benefits do affiliate marketing rules give consumers? What are the evidence to support the profits that are claimed?

3. What kind of correction is it necessary to fix affiliate marketing rules to increase consumer profits?

B. How will these fixes affect the costs of affiliate marketing rules?

4. If the Affiliate Marketing Rules has the important costs imposed on consumers, what is it? What evidence supports the cost of claiming?

5. If the affiliate marketing rules are corrected to reduce the costs imposed on consumers, what are the corrections?

a. What evidence supports the revised proposal?

1. Is there a specific clause for the affiliate marketing rules continuously? Why or why not?

7. What should be made if the affiliate marketing rules are revised to increase benefits to companies, including small businesses?

a. What are the evidence to support the proposed corrections?

B. How does these fixes affect the costs imposed on affiliate marketing rules to companies, including small businesses?

c. How does these fixes affect consumer profit?

8. What kind of costs have the affiliate marketing rules imposed on businesses, including small companies, including compliance costs? What are the evidence that supports the claimed cost?

9. In order to reduce the costs imposed on companies, including small businesses, what are the corrections in the affiliate marketing rules?

a. What is the basis for supporting the amendment?

B. How will these fixes affect the profits provided by the Affiliate Marketing Rules?

V. Request for Comment

10. What kind of data is there for the degree of compatibility of the industry affiliate marketing rules?

11. What is the modification if the affiliate marketing rules should be modified in consideration of changes in related technologies and economic conditions? What are the evidence to support the amendment?

12. Is Affiliate Marketing Rules overlapping or conflicting with other federal, state, or local laws and regulations? If so, how?

a. What evidence supports the confirmed contradiction?

B. Should the affiliate marketing rules be revised for the confirmed contradiction? If so, why and how? If not, why?

13. Is the Affiliate Marketing Rules revised and deleted the provisions of situations that are not applied or not applied to car dealers?

VI. Communications by Outside Parties to the Commissioners or Their Advisors

14. Can the example of the affiliate marketing rules be further corrected to be more useful and more useful for car dealers? If so, what kind of example is useful? Should an example of a type of transaction that is not typical in the context of a car should be deleted?

VII. Paperwork Reduction Act

15. The committee proposes a revision of the rules to reflect the legal changes within the scope of the rules. Is the proposed correction appropriate? Should I make additional corrections? Does these fixes cause contradictions with other federal, state, or regional regulations and laws?

Comments can be submitted online or on paper. In order to consider your opinion, you need to submit it by December 7, 2020. For your opinion, please write "Affiliate Marketing Rules, 16 CFR Part 680, Project Number P205408". Comments, including your name and state name, will be published in the public record of https: // www. Regulations.

VIII. Regulatory Flexibility Act

Postal items to the committee may be delayed to enhance public health in the public health in response to the outbreak of COVID-19 and to enhance the security clearance of authorities. We strongly recommend that you submit your opinion online from https: // www. To ensure your online comments, follow the we b-based form instructions provided by Regulations. gov.

To submit opinions on this document, "Affiliate Marketing Rule, 16 CFR Part 680, Project NO: Federal Trade Commission, Office of the Secretary, 600 PENNSYLVANIA ENUE NW, Suite CC-5610 (Appendix B), Washington, dc 20580; Send to the following: Federal Trade Commission, Office of the Secretary, Conscription Center, 400 7th Street SW, Suite 5610 Dix B), Washington, DC 20024. Please send it to the committee by Coulier or at night.

A. Description of the Reasons for the Proposed Rule

Your comment is generally available on a website that is accessible (https: // www. Regulations. Gov), so you are responsible for not having confidential information or confidential information in your comments. there is. Specifically, your comments include other people's social security number, date of birth, driver's license number, equivalent ID number, passport number, financial account number, credit card number, etc. Do not include personal information. You are also responsible for confirming that your comment does not include highly confidential health information, such as medical records and health information that can identify other individuals. In addition, your comments should not include "corporate secrets, commercial information, financial information". In particular, it includes cost statistics, inventory, types, patterns, patterns, standards, equipment, manufacturing processes, and customer names. When submitting opinions on this document, "Affiliation Marketing Rule, 16 CFR Part 680, Project NO: Federal Trade Commission, Office of the Secretary, 600 ANIA Avenue NW, Suite CC-5610 (Appendix B), Washington, DC 20580; Send to the following: Federal Trade Commission, Office of the Secretary, Conscription Center, 400 7th Street Sw, SUITE 5610 (AP Pendix B), DC 20024. If so, please send it to the committee by Coulier or at night.

B. Succinct Statement of the Objectives, and Legal Basis For, the Proposed Rule

Your comment is generally available on a website that is accessible (https: // www. Regulations. Gov), so you are responsible for not having confidential information or confidential information in your comments. there is. Specifically, your comments include other people's social security number, date of birth, driver's license number, equivalent ID number, passport number, financial account number, credit card number, etc. Do not include personal information. You are also responsible for confirming that your comment does not include highly confidential health information, such as medical records and health information that can identify other individuals. In addition, your comments should not include "corporate secrets, commercial information, financial information". In particular, it includes cost statistics, inventory, types, patterns, patterns, standards, equipment, manufacturing processes, and customer names. To submit opinions on this document, "Affiliate Marketing Rule, 16 CFR Part 680, Project NO: Federal Trade Commission, Office of the Secretary, 600 PENNSYLVANIA ENUE NW, Suite CC-5610 (Appendix B), Washington, dc 20580; Send to the following: Federal Trade Commission, Office of the Secretary, Conscription Center, 400 7th Street SW, Suite 5610 Dix B), Washington, DC 20024. Please send it to the committee by Coulier or at night.

C. Description of Small Entities to Which the Proposed Rule Will Apply

Your comments are generally available on websites (https: // www. Regulations. Gov), so your comments do not include confidential information or confidential information. there is. Specifically, your comments include other people's social security number, date of birth, driver's license number, equivalent ID number, passport number, financial account number, credit card number, etc. Do not include personal information. You are also responsible for confirming that your comment does not include highly confidential health information, such as medical records and health information that can identify other individuals. In addition, your comments should not include "corporate secrets, commercial information, financial information". In particular, it includes cost statistics, inventory, types, patterns, patterns, standards, equipment, manufacturing processes, and customer names.

D. Projected Reporting, Recordkeeping, and Other Compliance Requirements, Including Classes of Covered Small Entities and Professional Skills Needed To Comply

Comments that include material for which you request confidential treatment must be submitted in paper form, marked as "confidential," and comply with FTC Rule 4. 9(c). Specifically, any request for confidential treatment accompanying your comment must describe the factual and legal basis for the request and identify the specific portions of the comment to be withheld from the public record. Your comment will be treated confidentially only if FTC General Counsel grants your request consistent with the law and the public interest. After your comment is posted at https://www. regulations. gov, you may not edit or remove it from this site unless you submit a confidentiality request that meets the requirements for treatment under Rule 4. 9(c) and General Counsel grants the request.

E. Identification of Duplicative, Overlapping, or Conflicting Federal Rules

Please visit the Commission's website at https://www. ftc. gov to read this document and the press release describing it. The FTC Act and other laws administered by the Commission permit the collection of public comments to be used to review and appropriately use this process. The Commission will consider all timely and responsive public comments received through December 7, 2020. For information about the Commission's privacy policy, including routine uses permitted by the Privacy Act, see https://www. ftc. gov/Information-Computer/Privacy.

F. Description of Any Significant Alternatives to the Proposed Rule

Written communications from outside parties to Commissioners or Commissioner's legal counsel regarding the benefits of this process, and summaries or records of oral communications, will be posted in the public record. [11]

IX. Proposed Rule Language

List of Subjects in 16 CFR Part 680

The Affiliate Marketing Rule contains the information collection requirements set forth in 5 CFR 1320. 3(c) and provides definitions under the Office of Management and Budget (OMB) regulations implementing the Paperwork Reduction Act (PRA). OMB approved the existing information collection requirements in this rule (Printed Page 59469) through February 28, 2023 (OMB Control No. 3084-0131). Under the existing settlement, the FTC allocates to itself the estimated burden for all automobile dealers and shares the remaining estimated PRA burden equally with the CFPB for other persons over whom both agencies have enforcement authority.
This proposal revise the 16 CFR part 680. This amendment does not fix or add the previously approved information collection requirements by OMB. This amendment does not make substantial changes to the rules, except that the rules are limited to car dealers. The clarification of the rules by OMB has already reflected this range. Therefore, the European Commission does not believe that this amendment is substantially or substantially changed the "information collection" defined by the PRA.
The regulatory flexibility law ("RFA"), which was revised by the 1996 Regulatory Execution Failure Law, provides the regulatory authorities with the initial regulatory and flexibility analysis ("IRFA"), or a considerable number of rules. He is seeking to prove that it will not have a significant impact on the small business. [12] The European Commission does not believe that if this rule is adopted, it will affect the standard value of small businesses. This is because this amendment is mainly for clarification, and does not increase the burden on any car dealer. Therefore, small businesses that comply with the current law do not need to take additional measures different from the past, even if the proposal is adopted.

Thus, based on the available information, the European Commission proves that the proposed affiliate marketing rules will not have a significant economic impact on a considerable number of small businesses. The European Commission has found that if a revised proposal is adopted based on the RFA, the European Commission is small, although the European Commission is small. It was determined that it was appropriate to publish IRFA to investigate the impact on the entity. Therefore, the European Commission created the following analysis:

PART 680—AFFILIATE MARKETING

The European Commission suggests that these rules are applied only to car dealers in order to respond to changes in the European Commission's authority under the Dodd Frank Law.

The purpose of the rules is as described above. The legal basis of this rule is 15 U. S. C. 1681S-3. This proposal revises the 16 CFR part 680. This amendment does not fix or add the previously approved information collection requirements by OMB. This amendment does not make substantial changes to the rules, except that the rules are limited to car dealers. The clarification of the rules by OMB has already reflected this range. Therefore, the European Commission does not believe that this amendment is substantially or substantially changed the "information collection" defined by the PRA.

The regulatory flexibility law ("RFA"), which was revised by the 1996 Regulatory Execution Failure Law, provides the regulatory authorities with the initial regulatory and flexibility analysis ("IRFA"), or a considerable number of rules. He is seeking to prove that it will not have a significant impact on the small business. [12] The European Commission does not believe that if this rule is adopted, it will affect the standard value of small businesses. This is because this amendment is mainly for clarification, and does not increase the burden on any car dealer. Therefore, small businesses that comply with the current law do not need to take additional measures different from the past, even if the proposal is adopted.

The European Commission suggests that these rules are applied only to car dealers in order to respond to changes in the European Commission's authority under the Dodd Frank Law.

The purpose of the rules is as described above. The legal basis of this rule is 15 U. S. C. 1681S-3. This proposal revise the 16 CFR part 680. This amendment does not fix or add the previously approved information collection requirements by OMB. This amendment does not make substantial changes to the rules, except that the rules are limited to car dealers. The clarification of the rules by OMB has already reflected this range. Therefore, the European Commission does not believe that this amendment is substantially or substantially changed the "information collection" defined by the PRA.

Footnotes

The European Commission suggests that these rules are applied only to car dealers in order to respond to changes in the European Commission's authority under the Dodd Frank Law.

The purpose of the rules is as described above. The legal basis of this rule is 15 U. S. C. 1681S-3.

Elim Poon - Journalist, Creative Writer

Last modified: 27.08.2024

(a) Purpose. The purpose of this subpart is to implement section of the Fair Credit Reporting Act, 15 U.S.C. , et seq. (“FCRA”). A covered affiliate may not use eligibility information about a consumer that the covered affiliate receives from an affiliate with the consumer to make a. Section gives a consumer the right to restrict an entity, with which it does not have a pre-existing business relationship, from using certain.

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