Important Information About Your Privacy

We value your trust and want you to understand the steps we take to protect your personal information.

Learn how TD Bank and its affiliates collect, share and protect your personal information. This notice also describes how TD Bank and its affiliates share information about your transactions and experiences with us, and describes your ability to limit our affiliates' use of shared information for your purchases.

We offer you choices about how TD Bank and its affiliates market to you. Our Marketing Preferences site allows you to specify your preferences regarding mail, telephone and email marketing and market research. If you have any questions or comments, please call us at 1-888-937-1050.

Our Online Privacy Code

Our Online Privacy Practices Information We Collect Use and Sharing of Information Online Advertising Additional Information

Our online privacy practices

Effective Date: September 28, 2021

Your privacy is important to us, and we value your trust. This Online Privacy Policy (the "Policy") describes TD Bank, N. A.'s online privacy practices.

Our "Online Services" include TD branded websites, mobile applications ("Mobile Apps" including those used on tablet devices), electronic communications with you (e. g., emails), and digital advertising campaigns.

This Policy describes how we collect information, either directly or through our service providers (including advertising partners):

1. When you visit, use, or interact with us through any of our Online Services;
   1. Through our advertisements ("Ads") that appear through Online Services operated by the United States or third parties; and
   2. Consent: By visiting or using any of our Online Services, responding to electronic communications we may send you, or clicking on any of our Ads, you agree to these Terms.

   Check the Effective Date: These Terms may be revised from time to time, so we encourage you to periodically review the latest available version. If we revise these Terms in a material way, we will change the "effective date" displayed at the top of this page and will provide a prominent notice on our Site prior to the changes taking effect.

   Importan t-If you use our financial instruments or services, we will use and share your personal information in accordance with the privacy notifications applied to your account. However, this code may be useful in explaining our online services, and you can use the options and options and options described below.

   We may collect personal information directly from our customers through our online service or through our service provider. For example, responding to online forms and questionnaires, registering your account through online services, logging in, updating, applying for marketing offer, entering our mobile application with financial information or other information. When performing, you may provide our name, address, telephone number, e-mail address, account number, birth number, and social security number (SSN) to the Company.

   What information do we collect?

   When the user gets any of our products or services online, or if any of our online services is registered or used, we have information about the past financial transactions with other companies (3rd) The provision of the monthly payment to the person, etc.) may be used to confirm the identity of the user using this information (information obtained from a thir d-party report service).

   If you visit or use any of our websites or mobile applications, you can browse any of our online communication, or if it interacts with any of our target ads, we are your computer and Information may be collected from your smartphone, tablet, or other mobile devices (these are collectively called "mobile devices"). This information includes the following:

   Types of information we collect

   Computer or mobile device manufacturers and models, browser versions, hardware and operating systems used to visit our online services in our online services.

   1. Your mobile phone number, portable country code, unique device ID, mobile advertising ID (assigned by mobile platform), information on the screen size of the mobile device, the date and time of the device, and other mobile devices-hall information.
   2. Related information such as Internet protocol (IP) address and Internet service provider, general location information, MAC address, etc.
   3. If you are enabled on your mobile device, the exact location information of your mobile device (for example, the location information of the nearest TD store through our mobile application) If you sign up to receive).
   4. Photos and contacts stored in your mobile device (when it is enabled in the setting of your mobile device).
   5. Your browsing habits on online services offered by the United States or third parties, such as the search terms you entered on our site, the web pages or pages you viewed, the time spent there, and the actions you took.
   1. The search terms that referred you to our website or mobile application, which website you came from, and which site you visited immediately after leaving our website.
   2. Our advertisements or other web content you viewed, accessed, or clicked on. And
   3. Any action you take on electronic communications we send you, such as opening a message or clicking an embedded link.
   4. See more
   Our service providers may also collect information about your browsing habits on online services offered by third parties and use it for the purposes described below.

   We may also collect information about you from online and offline sources, including our affiliates, credit reporting agencies, and other third-party sources as permitted by law.

   Third-party information

   We may collect the above information from your computer or mobile device through various means, including unique identifiers (such as IP addresses, customer or visitor IDs, unique device IDs, and mobile advertising IDs) using cookies (small data files stored on your browser along with a website) and other tracking technologies. These unique identifiers allow us to identify you as our customer, track your activities on our online services, and link your computer and mobile device to each other for the purposes described in the next section.

   Association of information

   1. If you are a customer of our Bank, we may link the above information with your TD Bank personal profile (contact information, asset holdings, transactions, demographics, and location information) and use it for the same purposes.
   2. We may use the above information in a variety of ways, including:

   How do we use your information?

   Providing products and services to you:

   Recognizing you when you return to our website or use our mobile apps (we remember your login user ID).

   1. Verifying your identity
   2. Processing applications and transactions
   3. Using the location information of your mobile device to provide location-based services you request.
   4. Using the contacts stored on your mobile device to add new people and merchants to the BillPay Services through our mobile apps, at your direction.
   5. Using the photos stored on your mobile device to do the following through our mobile apps, at your direction:
   6. Deposit checks
      1. Pay bills through the BillPay Services.
      2. Automatic exploitation of information about driver's license for opening a new seat
      3. The following advertising and marketing of our products and services:

      Through our or thir d-party websites and mobile applications, we will post ads that are likely to be interested (see online advertising tabs).

      1. Use your IP address to display product charges available in your region or state. And
      2. Contact advertisements, promotions, and offers that customers seem to be interested in (if you are registered with our company in accordance with the marketing settings provided by our company).
      3. Prevents and detects fraud and enhances the security of your account and online service.

      Market research, reporting, and development, including our customers, websites visitors, and mobile app users, improve our online services, and improve our products and services. 。 And

      Other methods based on your request or permitted by law, or based on your consent.

      We may also collect or anonymize information about customers (to make it impossible to identify the customer). This aggregation or anonymous information is not subject to these Terms, and we can use it as permitted by the law.

      Aggregated/anonymized information

      We may share personal information about customers, collected information from customers and mobile devices, or third parties for the following daily business purposes:

      How do we share your information?

      For example, when requesting a road guide at a store, you can share information on a thir d-party mobile application, location information and mobile devices.

      1. Service providers for account management, transactions, survey, market research, data analysis, reporting, marketing, product and services, and for the purpose of the online advertising tab.
      2. Our affiliated companies (that is, the company related to the Company by common ownership or control) is for various purposes that have been approved by law, including advertising and marketing to products and services.
      3. Other financial institutions that provide, support, or support financial products or services in collaboration with us.
      4. Other individuals or other individuals or other individuals or other individuals, if the Company determines that it is necessary to disclose suspicious activities, prevention, report, physical harm, to prevent financial loss, or to prevent violations against our contracts and policies. Group.
      1. Our affiliated companies or third parties related to corporate transactions, such as the sale of our business.
      2. Regulatory authorities and other organizations or those lawfully entitled to receive such information; and
      3. For certain products or services, including third-party Fintech applications and data aggregators, with your consent. Learn more about security and Fintech applications
      4. More
      Our service providers may also collect information about your browsing habits on online services offered by third parties and use it for the purposes described below.

      Aggregated/anonymized information

      Third parties who help us develop, market, and deliver products and services that are more relevant to our customers, website visitors, and mobile app users; and

      1. Our advertising partners for online advertising purposes
      2. We may use cookies, your device's mobile advertising ID, and other tracking technologies to advertise our products and services and personalize content through online services offered by us, our affiliates, and third parties not affiliated with us. Some of our advertising partners may collect data from your mobile device, such as your website or app browsing habits and mobile advertising IDs, for "online behavioral advertising" (also known as "OBA" or "interest-based advertising"). We subscribe to the Digital Advertising Alliance's (DAA) Self-Regulatory Principles for Online Behavioral Advertising, which promotes consumer awareness and choice about how mobile advertising is used. For more information about OBA, please visit http://www. aboutads. info/choices.

      Online Advertising

      Our personalized or tailored ads and content may include:

      To provide credit information.

      1. Ads and content based on your location (such as your IP address or mobile device location), your computer and mobile device, your visits to and use of online services offered by us or our affiliates, our relationship with you (such as contact and engagement information, transactions, demographics, location information), and other information described above.
      2. Ads based on the information described above and your visits to and use of online services offered by third parties not affiliated with us, known as Online Behavioral Advertising ("OBA") or "Interest-Based Advertising."
      3. Relationship-based advertising (such as "promoted posts") on social media, search engine, and webmail sites based on your contact information we have on record for you; and
      4. Ads on search engine sites based on search keywords you enter on search engine sites.
      5. If you click on any of our advertisements, Cookies, mobile advertising IDs on your terminal, and other tracking techniques monitor the effects of our advertising and use our products or services that are customized by our products or services. It may be used to display.

      Op t-out options However, some op t-out options are available:

      Optout: In the online services provided by the Company or third parties, op t-out of the future of our online services, or advertisements or advertisements based on our relationship with the Company Please see the personalization and advertising setting page.

      1. OBA op t-out: Use the following options to op t-out of OBA, which contains target ads based on your behavior on another computer or mobile device.
      2. Advertising based on web browsing habits: Click the AdchoiceS icon in the advertisement, follow the instructions, or http: // www. Access about aboutads. info/choices.
         1. Advertising based on app viewing habits: Click the AdchoiceS icon in the advertisement to follow the instructions or change the advertising settings provided by mobile providers through mobile devices.
         2. Even if you op t-out in any of these methods, the advertisement will not be displayed on your browser or app, but the displayed ads may not be related to your interests. If you delete cookies from a browser, use another browser, reset your device advertising ID, you may need to refresh the options. In addition, we may collect browser and application data for other purposes, such as market research, reporting, and developing our products and services.

         Our or our advertising partner may use no n-cover technology to identify your computer or mobile devices, collect and record information on our web surfing activities, including activities on our website. Note that your web browser may not be able to block the use of these no n-compliant technologies, and may not be able to set a browser to prevent cookies from affecting such technology. please.

         

         Elim Poon - Journalist, Creative Writer

         Last modified: 27.08.2024

         We take steps to protect your information wherever it is handled, subject to requirements to disclose it in response to legal demands or requests from. We may disclose your information in order to: prevent, detect or suppress financial abuse, fraud, and criminal activity; protect our assets and interests. This Notice explains how we collect, share, and protect your personal information, and how you can limit our sharing of certain information under certain.